Sarah takes a second job during the holiday season as a personal shopper for a woman who has to spend $20,000 on executive gifts. Sarah gets a taste of high-life, even though she is completely broke. Cecelia is also broke and can't afford to pay her hospital bills when she gets pneumonia. Joss's sister visits her and announces her pregnancy. Joss's parents tell them how much they're disappointed at them. Romy and J.B. start a real relationship, and they finally sleep together, but Romy finds out about Joan and gets upset by the fact that J.B. would sleep with someone for money.